Student Protect Switzerland
You are a foreign student in Switzerland
and you do not have any income ?
Health care KVG/LAMal compliantInpatient Zero deductible
Outpatient €250 deductible
No copayment or extra fees !


Student Protect Switzerland Swiss LAMal/KVG compliant Healthcare Benefits Summary

BASIC COMPULSORY HEALTHCARE
- INPATIENT
Zero deductible - OUTPATIENT
Franchise 250 € per year - MATERNITY
Full coverage

TRAVEL ASSISTANCE 24/24
- TRAVEL CANCELLATION
5.000 € - LUGGAGE
3.000 € - DEATH
100.000 €

PERSONAL LIABILITY
- PERSONAL LIABILITY
1.000.000 € - LEGAL EXPENSES
5.000 € - DISABILITY
250.000 €
Student Protect Switzerland Medical Insurance Plan Plan details

Inpatient Treatment

Outpatient Treatment

Dental Services

Medical Assistance
Student Protect Switzerland - Medical Health Plan | Benefits |
---|---|
Accommodation in a private or semi-private room | general ward |
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
Hospital charges, including operating theatres, intensive care wards and laboratories | |
Surgery and anaesthetics | |
Outpatient surgery instead of inpatient treatment | |
Drugs and dressings | |
Physiotherapy, including massages | |
Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
Therapeutic aids and appliances | |
Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital | |
Complications of pregnancy and childbirth | |
Newborn care | |
Congenital conditions | |
Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer | |
Bone marrow and organ transplants (costs for donor and receiver) | |
Psychiatric treatment | |
Inpatient psychotherapy | |
Parent accommodation during inpatient treatment of a minor child up to 18 years | |
Nursing care at home and domestic help, instead of a hospital stay | |
Substitute hospital cash plan benefit, for treatments not claimed with us. | |
Inpatient follow-up rehabilitation | |
Hospice | |
Day care | |
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency |
Student Protect Switzerland - Medical Health Plan | Benefits |
---|---|
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
Chemotherapy, oncological drugs and treatment | |
Health Checks | |
Maternity care and childbirth, services of a midwife or obstetric nurse | |
Complications of pregnancy and childbirth | |
Congenital conditions | |
Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings | |
Speech therapy | |
Psychiatric treatment | |
Outpatient psychotherapy | |
Drugs and dressings | |
Over-the-counter drugs | |
Physiotherapy, including massages | |
Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
Therapeutic aids and appliances | |
Vaccinations and immunization | |
Vision aids, including an eye test | |
Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency | |
Infertility treatment |
Student Protect Switzerland - Medical Health Plan | Benefits |
---|---|
Two preventive check-ups per insurance year | |
X-rays | |
Scale-and-polish cleaning | |
Treating oral mucosa and gingiva | |
Simple fillings | |
Surgery, extractions, root-canal treatment | pain relief only |
Night guard | pain relief only |
Accidental dental treatment | pain relief only |
Major dental services | |
Dentures (for example, prostheses, bridges and crowns, inlays) | |
Implants | |
Orthodontic treatment | |
Dental laboratory work and materials | |
Treatment plan | |
Accidental dental treatment |
Student Protect Switzerland - Medical Health Plan | Benefits |
---|---|
24-hour phone and email service with experienced counsellors, doctors and specialists | |
Evacuation and Repatriation | |
Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) | |
Support and information (by our medical service, second opinion, monitoring the course of the illness) | |
Guarantee of payment (GOP) (preparing for a stay in hospital) | |
Advance payment | |
Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms | |
Support in organising a ""doctor-to-doctor"" discussion | |
Assistance in choosing the prescribed medication, comparable preparations and their side effects | |
Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) | |
Return travel to the country of residence | evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to 3'000 |
Compassionate family visit | up to 3'000 |
Delayed return trip | up to 3'000 |
Getting hold of and shipping vital medication | |
Return transport or care for children | |
Help with psychological problems possibly caused by the stay abroad | psychological and therapeutic help by phone, up to 5 calls |
Return of mortal remains | up to 10'000 |
Document storage (safe custody, help in getting replacements) | up to 10'000 |
Organizing help if you have legal difficulties | |
Arranging intercultural training (ex: information on local culture) | |
Arrangement of a relocation service | |
Private liability | up to 1'000'000 |
Student Protect Switzerland Medical Cover for foreign students General terms and Conditions
Check your eligibility first…
You can apply to this Student Health insurance plan if:
- You are a Language, AuPair or Foreign Student
- You do not have any salary
- You stay for more than 3 months in Switzerland
- You have your place of residence in Switzerland
- You have matriculation (study confirmation)
- From 1 to 64 years old
You can’t apply to this plan if:
- You are insured by an EU state (European Health Insurance Card)
- You stay less than 3 months in Switzerland
- You are covered by private insurance and have sufficient health insurance coverage (equivalent insurance, according to the Health Insurance Act(KVG))
- You have your primary domicile in a EU/EFTA country

Check your eligibility first…
You can apply to this Student Health insurance plan if:
- You are a Language, AuPair or Foreign Student
- You do not have any salary
- You stay for more than 3 months in Switzerland
- You have your place of residence in Switzerland
- You have matriculation (study confirmation)
- From 1 to 64 years old
You can’t apply to this plan if:
- You are insured by an EU state (European Health Insurance Card)
- You stay less than 3 months in Switzerland
- You are covered by private insurance and have sufficient health insurance coverage (equivalent insurance, according to the Health Insurance Act(KVG))
- You have your primary domicile in a EU/EFTA country