Student Protect International
WORLDWIDE MEDICAL INSURANCE
More than travel insurance !
Protect for Guests & Visitors
WORLDWIDE MEDICAL INSURANCE More than travel insurance!
Essential, Special or Exclusive for Expatriates & Foreign workers
WORLDWIDE MEDICAL INSURANCE For you and your family!
Full medical health insurance tailored to your needs
Foreign Student in Switzerland
You are a foreign student in Switzerland and you do not have any income?
- The most comprehensive health plan to study in Switzerland
- Swiss KVG-LAMal compliant
- Pre-existing conditions covered
- Unlimited Maternity Coverage
International Student Worldwide
You are studying abroad in one or many different countries?
- Around the world including the USA
- Without medical questionnaire
- All in one insurance plan with extended travel assistance
- Coverage for medical expenses due to COVID
Guests and visitor Abroad
You are visiting your family abroad or traveling around the world for leisure?
- To cover the unexpected abroad
- For you and your family members
- Choice for a deductible
- Best plan for stationary and ambulatory treatments when you’re visiting a foreign country.
Expatriate or Foreign Worker
You have decided to move and relocate overseas for an unlimited stay?
- A comprehensive product range with the right insurance cover to suit your needs
- For you and your family members
- Tree levels of coverage
- Without a medical questionnaire, if you do not require major treatment
“At a Glance” Medical Plan Comparison
Outpatient
Deductible
Inpatient
Deductible
Accommodation
Family members
Preexisting conditions
Maternity
Extended assistance
Private liability
Min duration
Max duration
Worldwide incl.
USA
ENROLMENT CLOSING AGE
LIFETTIME
Student Protect
Switzerland
€ 250
zero deductible
general ward
1 month
up to 12 months
emergency only
64 years of age
Student Protect
International
€ 250
zero deductible
private/semi-private
1 month
up to 12 months
Protect for
Guests & Visitors
€ 0/250
zero deductible
private/semi-private
1 month
up to 12 months
Expatriates
Essential
€ 0/250/500/1000
zero deductible
private/semi-private
3 months
unlimited
Expatriates
Special
€ 0/250/500/1000
zero deductible
private/semi-private
3 months
unlimited
Expatriates
Exclusive
€ 0/250/500/1000
zero deductible
private/semi-private
3 months
unlimited
International medical health insurance and assistance services as well
The insurance coverage provided by Foyer Global Health in Luxembourg is distributed by Previsana. Since 1922 Foyer Global Health provides worldwide coverage and services for expats who are living or travelling outside of their home country. Our insurance plans are compliant with the legal and regulatory requirements applicable in order to operate..
Health insurance in Switzerland
Health insurance in Switzerland
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Switzerland is a country known for its efficiency and high standard of living, and it should therefore come as no surprise that the local healthcare system is renowned as one of the best in the world. This system is administered by each state of the Swiss confederation, known as a canton, and is a seamless solution that brings together the public and private sectors.
There is no free healthcare in Switzerland and individual health insurance is compulsory for all residents. Expats will find that both public and private healthcare are of the standard they can expect from many other North American or West European countries. Facilities tend to be clean and well-equipped, waiting times are usually short, and medical professionals often speak English.
Who needs health insurance?
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Any foreigner who is living or working in Switzerland will typically need to take out Swiss health insurance once they are an official resident and have received their permit; although some exemptions exist.
Some of the exceptions for residents in Switzerland people such as:
- pensioners who draw a pension exclusively in an EU or EFTA state
- cross-border workers who have insurance coverage in another EU or EFTA state
- students who are temporarily resident in Switzerland and have comparable insurance
- staff of international organizations, embassies, and consulates
If you’re an EU citizen visiting for less than three months, you’ll be eligible for state Swiss healthcare at a reduced cost through your European Health Insurance Card. Once you become an official resident or get a job, however, you’ll need to join a Swiss health insurance scheme.
Your Title Goes Here
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Having chosen the studies and fulfilled all the material requirements, such as the visa, scholarship, consent to enroll at the desired university, etc., you will also need an appropriate insurance coverage.
If you are in Switzerland for less than three months, you may be exempted from the requi
rement for holding basic health insurance if you have an European Health Insurance Card (EHIC), your own health insurance policy, travel insurance or a company healthcare plan. However, you may want this confirmed by the cantonal authorities in the place where you plan to study.
If you already have an EHIC you can get public medical treatment in Switzerland at a reduced cost while you are in the country for the first three months. EHIC does not cover private treatment.
After three months, all foreign students will be required to apply for a health insurance plan that complies with the Swiss national health insurance scheme KVG-LAMal.
Swiss insurance rules are stricter than in other countries. Even though the foreign students must hold the domicile mandatory insurance, this requirements also has benefits.
Swiss health care system is truly outstanding. It comprises a network of highly qualified doctors and hospitals equipped with the state-of-the-art technology for diagnostics and treatment.
A free state health service does not exist in Switzerland. The Swiss healthcare system is not tax-based or financed by employers but is paid for by the individual through contributions into health insurance schemes.
A benefit of getting student insurance in Switzerland also lies in the fact that Switzerland, apart from being the country of bankers and clock-makers, is also the insurance hub. Swiss insurers are among the best globally, so the quality and reliability of the service provided is extraordinary – just like most of the other things about Switzerland.