
Protect for Guests & Visitors
You are visiting your family abroad or travelling around the world for leisure
or as a volunteer ?
Travel assistance and medical cover
Schengen compliant health insurance
Inpatient Zero deductible
Outpatient : 2 deductible levels
No medical questionnaire
Period of up to 12 months
Quote and Buy a Worldwide Travel Health Insurance

Protect Guests and Visitors Schengen compliant Travel Medical Insurance Benefits Summary
INPATIENT TREATMENT
- GENERAL HOSPITAL TREATMENT
- MEDICAL SERVICES
- SURGERY AND ANAESTHESIA
- DRUGS AND DRESSINGS
- THERAPIES
- BONE MARROW/TRANSPLANTATIONS
- INPATIENT REHABILITATION

OUTPATIENT TREATMENT
- MEDICAL SERVICES
- CANCER THERAPY, MEDICINES
- CONGENITAL CONDITIONS
- OVER-THE-COUNTER MEDICINES
- PHYSIOTHERAPY
- THERAPEUTIC AIDS
- DRUGS AND DRESSINGS


TRAVEL ASSISTANCE 24/24
- RETURN TRAVEL(RESIDENCE)
- COMPASSIONATE FAMILY VISIT
- SHIPPING OF MEDICATION
- DELAYED RETURN TRIP
- DOCUMENT STORAGE
- LEGAL ASSISTANCE
- RELOCATION SERVICE
Protect Guests and Visitors Worldwide Health Coverage Plan Plan details

Inpatient Treatment

Outpatient Treatment

Dental Services

Medical Assistance
Protect for Guests & Visitors - Medical Health Plan | Benefits |
---|---|
Accommodation in a private or semi-private room | |
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
Hospital charges, including operating theatres, intensive care wards and laboratories | |
Surgery and anaesthetics | |
Outpatient surgery instead of inpatient treatment | |
Drugs and dressings | |
Physiotherapy, including massages | |
Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
Therapeutic aids and appliances | If needed as a lifesaving measure, such as cardiac pacemakers |
Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital | |
Complications of pregnancy and childbirth | |
Newborn care | |
Congenital conditions | up to a maximum of 100'000 per lifetime |
Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer | |
Bone marrow and organ transplants (costs for donor and receiver) | up to a maximum of 150'000 per lifetime |
Psychiatric treatment | After written pre-approval/waiting period of 10 months |
Inpatient psychotherapy | |
Parent accommodation during inpatient treatment of a minor child up to 18 years | |
Nursing care at home and domestic help, instead of a hospital stay | up to 30 days after written pre-approval |
Substitute hospital cash plan benefit, for treatments not claimed with us. | 75 per day |
Inpatient follow-up rehabilitation | up to 21 days after written pre-approval |
Hospice | up to 5 weeks |
Day care | |
Transport to the nearest suitable hospital for initial treatment following an accident or an emergency |
Protect for Guests & Visitors - Medical Health Plan | Benefits |
---|---|
Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
Chemotherapy, oncological drugs and treatment | |
Health Checks | |
Maternity care and childbirth, services of a midwife or obstetric nurse | |
Complications of pregnancy and childbirth | |
Congenital conditions | up to a maximum of 100'000 per lifetime |
Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings | up to 1'000 |
Speech therapy | |
Psychiatric treatment | up to 1'000 after written pre-approval, waiting period of 10 months |
Outpatient psychotherapy | |
Drugs and dressings | |
Over-the-counter drugs | up to 50 |
Physiotherapy, including massages | up to 15 sessions |
Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
Therapeutic aids and appliances | up to 750 |
Vaccinations and immunization | |
Vision aids, including an eye test | |
Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency | |
Infertility treatment |
Protect for Guests & Visitors - Medical Health Plan | Benefits |
---|---|
Two preventive check-ups per insurance year | |
X-rays | |
Scale-and-polish cleaning | |
Treating oral mucosa and gingiva | |
Simple fillings | |
Surgery, extractions, root-canal treatment | pain relief only |
Night guard | pain relief only |
Accidental dental treatment | pain relief only |
Major dental services | |
Dentures (for example, prostheses, bridges and crowns, inlays) | |
Implants | |
Orthodontic treatment | |
Dental laboratory work and materials | |
Treatment plan | |
Accidental dental treatment |
Protect for Guests & Visitors - Medical Health Plan | Benefits |
---|---|
24-hour phone and email service with experienced counsellors, doctors and specialists | |
Evacuation and Repatriation | |
Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) | |
Support and information (by our medical service, second opinion, monitoring the course of the illness) | |
Guarantee of payment (GOP) (preparing for a stay in hospital) | |
Advance payment | |
Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms | |
Support in organising a ""doctor-to-doctor"" discussion | |
Assistance in choosing the prescribed medication, comparable preparations and their side effects | |
Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) | |
Return travel to the country of residence | evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to 3'000 |
Compassionate family visit | up to 3'000 |
Delayed return trip | up to 3'000 |
Getting hold of and shipping vital medication | |
Return transport or care for children | |
Help with psychological problems possibly caused by the stay abroad | psychological and therapeutic help by phone, up to 5 calls |
Return of mortal remains | up to 10'000 |
Document storage (safe custody, help in getting replacements) | up to 10'000 |
Organizing help if you have legal difficulties | |
Arranging intercultural training (ex: information on local culture) | |
Arrangement of a relocation service | |
Private liability |
Protect Guests and Visitors International Medical Insurance Policy General terms and Conditions
Check your eligibility first…
Who can apply to this International health travel insurance?
The plan is suitable for individuals and families of all nationalities (U.S. and Non-U.S. citizens), up to 64 years of age. No medical questionnaire is required to complete the application.
You can’t apply to this plan if:
- You stay less than 1 month abroad
- You stay more than 12 months abroad
- You are 65 years of age
- A compulsory insurance is required in your country of residence

Check your eligibility first…
Who can apply to this International health travel insurance?
The plan is suitable for individuals and families of all nationalities (U.S. and Non-U.S. citizens), up to 64 years of age. No medical questionnaire is required to complete the application.
You can’t apply to this plan if:
- You stay less than 1 month abroad
- You stay more than 12 months abroad
- You are 65 years of age
- A compulsory insurance is required in your country of residence