Student Protect Switzerland
You are a foreign student in Switzerland
and you do not have any income ?
Health care KVG/LAMal compliantInpatient Zero deductible
Outpatient €250 deductible
No copayment or extra fees !
Student Protect Switzerland Swiss LAMal/KVG compliant Healthcare Benefits Summary

BASIC COMPULSORY HEALTHCARE
- INPATIENT
Zero deductible - OUTPATIENT
Franchise 250 € per year - MATERNITY
Full coverage
TRAVEL ASSISTANCE 24/24
- TRAVEL CANCELLATION
5.000 € - LUGGAGE
3.000 € - DEATH
100.000 €

PERSONAL LIABILITY
- PERSONAL LIABILITY
1.000.000 € - LEGAL EXPENSES
5.000 € - DISABILITY
250.000 €
Student Protect Switzerland Medical Insurance Plan Plan details

Inpatient Treatment

Outpatient Treatment

Dental Services

Medical Assistance
| Student Protect Switzerland - Medical Health Plan | Benefits |
|---|---|
| Accommodation in a private or semi-private room | general ward |
| Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
| Hospital charges, including operating theatres, intensive care wards and laboratories | |
| Surgery and anaesthetics | |
| Outpatient surgery instead of inpatient treatment | |
| Drugs and dressings | |
| Physiotherapy, including massages | |
| Therapies, including ergo therapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
| Therapeutic aids and appliances | |
| Maternity care and childbirth, services of a midwife or obstetric nurse in the hospital | |
| Complications of pregnancy and childbirth | |
| Newborn care | |
| Congenital conditions | |
| Cancer treatment, oncological drugs and treatment, including reconstructive surgery for breast cancer | |
| Bone marrow and organ transplants (costs for donor and receiver) | |
| Psychiatric treatment | |
| Inpatient psychotherapy | |
| Parent accommodation during inpatient treatment of a minor child up to 18 years | |
| Nursing care at home and domestic help, instead of a hospital stay | |
| Substitute hospital cash plan benefit, for treatments not claimed with us. | |
| Inpatient follow-up rehabilitation | |
| Hospice | |
| Day care | |
| Transport to the nearest suitable hospital for initial treatment following an accident or an emergency |
| Student Protect Switzerland - Medical Health Plan | Benefits |
|---|---|
| Consultations (including pathology, radiology, computed tomography, magnetic resonance imaging, positron emission tomography and palliative medicine) | |
| Chemotherapy, oncological drugs and treatment | |
| Health Checks | |
| Maternity care and childbirth, services of a midwife or obstetric nurse | |
| Complications of pregnancy and childbirth | |
| Congenital conditions | |
| Acupuncture (needle technique), homeopathy, osteopathy, chiropractic, including drugs and dressings | |
| Speech therapy | |
| Psychiatric treatment | |
| Outpatient psychotherapy | |
| Drugs and dressings | |
| Over-the-counter drugs | |
| Physiotherapy, including massages | |
| Therapies, including ergotherapy, light therapy, hydrotherapy, inhalation, packs, medical baths, cryotherapy, thermotherapy, electrotherapy | |
| Therapeutic aids and appliances | |
| Vaccinations and immunization | |
| Vision aids, including an eye test | |
| Transport to the nearest suitable doctor or hospital for initial treatment following an accident or an emergency | |
| Infertility treatment |
| Student Protect Switzerland - Medical Health Plan | Benefits |
|---|---|
| Two preventive check-ups per insurance year | |
| X-rays | |
| Scale-and-polish cleaning | |
| Treating oral mucosa and gingiva | |
| Simple fillings | |
| Surgery, extractions, root-canal treatment | pain relief only |
| Night guard | pain relief only |
| Accidental dental treatment | pain relief only |
| Major dental services | |
| Dentures (for example, prostheses, bridges and crowns, inlays) | |
| Implants | |
| Orthodontic treatment | |
| Dental laboratory work and materials | |
| Treatment plan | |
| Accidental dental treatment |
| Student Protect Switzerland - Medical Health Plan | Benefits |
|---|---|
| 24-hour phone and email service with experienced counsellors, doctors and specialists | |
| Evacuation and Repatriation | |
| Information on medical infrastructure (local medical care and names and addresses of doctors who speak several languages) | |
| Support and information (by our medical service, second opinion, monitoring the course of the illness) | |
| Guarantee of payment (GOP) (preparing for a stay in hospital) | |
| Advance payment | |
| Support and information on the nature, possible causes and possible treatment/ forms of therapy of an illness and for medical terms | |
| Support in organising a ""doctor-to-doctor"" discussion | |
| Assistance in choosing the prescribed medication, comparable preparations and their side effects | |
| Medical support and advice prior to travelling (vaccinations, putting together a first-aid kit) | |
| Return travel to the country of residence | evacuation for a treatment of the insured person has taken place the insurer refunds the cost of return travel to the country of residence after written pre-approval up to 3'000 |
| Compassionate family visit | up to 3'000 |
| Delayed return trip | up to 3'000 |
| Getting hold of and shipping vital medication | |
| Return transport or care for children | |
| Help with psychological problems possibly caused by the stay abroad | psychological and therapeutic help by phone, up to 5 calls |
| Return of mortal remains | up to 10'000 |
| Document storage (safe custody, help in getting replacements) | up to 10'000 |
| Organizing help if you have legal difficulties | |
| Arranging intercultural training (ex: information on local culture) | |
| Arrangement of a relocation service | |
| Private liability | up to 1'000'000 |
Student Protect Switzerland Medical Cover for foreign students General terms and Conditions
Check your eligibility first…
You can apply to this Student Health insurance plan if:
- You are a Language, AuPair or Foreign Student
- You do not have any salary
- You stay for more than 3 months in Switzerland
- You have your place of residence in Switzerland
- You have matriculation (study confirmation)
- From 1 to 64 years old
You can’t apply to this plan if:
- You are insured by an EU state (European Health Insurance Card)
- You stay less than 3 months in Switzerland
- You are covered by private insurance and have sufficient health insurance coverage (equivalent insurance, according to the Health Insurance Act(KVG))
- You have your primary domicile in a EU/EFTA country
Check your eligibility first…
You can apply to this Student Health insurance plan if:
- You are a Language, AuPair or Foreign Student
- You do not have any salary
- You stay for more than 3 months in Switzerland
- You have your place of residence in Switzerland
- You have matriculation (study confirmation)
- From 1 to 64 years old
You can’t apply to this plan if:
- You are insured by an EU state (European Health Insurance Card)
- You stay less than 3 months in Switzerland
- You are covered by private insurance and have sufficient health insurance coverage (equivalent insurance, according to the Health Insurance Act(KVG))
- You have your primary domicile in a EU/EFTA country